Managing Director (MD) / Chief Executive Officer

Executive

The MD is responsible for the overall strategic direction, financial performance, regulatory compliance, and operational leadership of the MFB, ensuring alignment with CBN guidelines and Winich's integrated agri-fintech model.

Head of Risk Management

Senior Management

Responsible for enterprise-wide risk management, ensuring risks are identified, measured, monitored, and mitigated in line with regulatory requirements and the bank's risk appetite.

Head of Internal Audit

Senior Management

Provides independent assurance on the effectiveness of internal controls, governance processes, and risk management systems.

Head of Operations

Senior Management

Responsible for the efficient and scalable execution of all banking operations, including transaction processing, agent network management, and customer service delivery.

Compliance Officer

Management

Ensures the bank adheres to all regulatory requirements, internal policies, and ethical standards, particularly regarding AML/CFT and consumer protection.